JAT Financial Solutions

JAT Financial Solutions, founded by Joshua Toohey is committed to helping clients navigate the lending landscape with confidence. Based in Beaconsfield Upper, Victoria, Joshua has built a reputation for providing tailored financial solutions that align with his clients’ unique goals. Whether assisting first home buyers, property investors, or those looking to refinance, he takes a hands-on, client-focused approach to ensure a seamless mortgage process.

With extensive industry knowledge and a deep understanding of the local property market, Joshua is dedicated to securing the best loan structures and competitive rates for his clients. He prides himself on transparency, clear communication, and long-term client relationships. From guiding clients through loan applications to offering strategic refinancing advice, Joshua ensures every financial decision is well-informed and beneficial in the long run.

At JAT Financial Solutions, Joshua’s mission is to make homeownership and investment financing accessible and stress-free. He believes that a strong financial foundation starts with expert guidance, and he is passionate about empowering clients with the right mortgage solutions to build their future.

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We work with over 200 lenders
covering residential, commercial, asset and service providers - so you can be sure, we can find the best option for you

Whether you’re looking to buy your first commercial property or expand your portfolio, we’re here to help. From retail spaces to industrial warehouses, we’ll guide you through the financing options to secure a loan that matches your business goals. With expert advice tailored to your needs, purchasing a commercial property has never been easier.

Taking the leap to start your own business is a big decision, and having the right financial support is crucial. We’ll help you secure the funding you need to turn your vision into reality, whether it’s for setup costs, leasing a location, or investing in resources. Let us simplify the process so you can focus on launching your business.

If your current commercial loan is no longer working for you, refinancing could be the solution. By reviewing your options, we can help you reduce your interest rates, restructure your loan, and improve your cash flow. Save money and focus on growing your business with our refinancing expertise.

From vehicles to specialised machinery, the right equipment can take your business to the next level. We offer flexible equipment finance solutions that allow you to acquire the tools you need without straining your cash flow. Let us help you secure the funding to keep your business moving forward.

Property development offers exciting opportunities, but it also requires tailored financial solutions. Whether it’s a residential project, a mixed-use development, or a commercial venture, we’ll help you access the funds you need. From feasibility studies to construction finance, we’re here to guide you through the journey to success.

Commercial Loans

Finding the right business loan can be a game-changer. Whether you’re looking to stay competitive or take the lead in your industry, I’m here to guide you every step of the way. 

  • Support with complex scenarios
  • Understanding your business
  • Finding flexible solutions to suit your needs
  • Lending to expand or start your business
Home Loans

With over 70 residential lenders rom residential to business and asset to personal loans and more… I’m here to help you achieve your goals. From understanding your goals to settlement and beyond, here is how we’ll work together.

  • Working in your best interest
  • Understanding your goals
  • Help guiding you through options
  • Working with you from first chat

Buying your first home is an exciting milestone, but it can also feel overwhelming. We’re here to guide you through every step, from understanding your borrowing power to securing the right loan and navigating the settlement process. With our expertise and personalised advice, we’ll make your first home-buying experience smooth, stress-free, and memorable.

Ready to upgrade or downsize? Whether your family is growing, or you’re looking for a change, purchasing your next home is a big step. We’ll help you assess your options, manage your current property’s finances, and find the perfect loan to suit your changing needs. Let us take the stress out of your move so you can focus on your next chapter.

Building wealth through property investment starts with finding the right loan. We can help you navigate the complexities of investing, from understanding rental yields to structuring your loan for maximum benefits. With tailored strategies and professional guidance, we’ll empower you to make informed decisions and grow your property portfolio with confidence.

Is your current home loan still the best fit for you? Refinancing could help you reduce your repayments, access better rates, or unlock equity for other goals. We’ll review your options and handle the process from start to finish, so you can enjoy the savings and benefits without the hassle.

Building your dream home or an investment property is an exciting journey, and the right loan is essential. We’ll guide you through the complexities of construction loans, from progress payments to understanding how the funds are released. With our support, you can focus on creating the perfect property while we take care of the finance side.

Other Loans

Finding the right business loan can be a game-changer. Whether you’re looking to stay competitive or take the lead in your industry, I’m here to guide you every step of the way. 

  • Support with all your lending needs
  • Understanding your business
  • Finding flexible solutions to suit your needs
  • Lending to expand or start your business

Whether it’s for personal use or business, we can help you get behind the wheel with the right car loan. From new vehicles to pre-owned options, we’ll tailor a loan that fits your budget and lifestyle. With competitive rates and a seamless process, we’ll make owning your dream car simple and stress-free.

Need funds for a big purchase, a special event, or to consolidate debt? A personal loan can provide the flexibility you need. We’ll help you find the best loan options to suit your circumstances, ensuring a straightforward process and competitive rates. Let us support you in achieving your financial goals with ease.

Whether you’re expanding your business or upgrading essential tools, asset finance helps you acquire the equipment and resources you need without straining your cash flow. From vehicles to machinery and technology, we offer tailored financing solutions to suit your business needs. With flexible options and expert support, we’ll ensure you can secure the assets that drive your success.

Investing in property through your Self-Managed Super Fund (SMSF) can be a smart way to grow your retirement savings, but navigating the loan process can be complex. We specialise in SMSF loans, helping you understand the rules, requirements, and strategies to make the most of your investment. With our expertise, you can confidently secure the right loan to achieve your financial goals.

Managing finances within a trust structure requires a tailored approach. Whether you’re investing in property, managing business assets, or seeking finance for other purposes, we can assist with trust loans designed to meet your unique needs. Our team will help you navigate the complexities of trust lending, ensuring a smooth process and a solution that aligns with your goals.

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Joshua Toohey is a credit representative (486186) and JAT Financial Solutions is a Corporate Credit Representative (486187) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237).

finweb Pty Ltd is a Corporate Credit Representative (CCR 503554) of BLSSA Pty Ltd (Australian Credit Licence 391237) ABN 69 117 651 760, ACN 117 651 76078. © 2025 All rights reserved.